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Nearly 1 in 5 workers have a 401(k) loan

Michelle Rivera
Reporter · Friday, November 13, 2026 at 3:56 PM · 1 min read
Nearly 1 in 5 workers have a 401(k) loan — Westlake Community news

Nearly 1 in 5 workers with a Fidelity 401(k) has borrowed money from the account, even as retirement balances reach record highs. The share with an outstanding loan reached 19.5% in the second quarter of 2026, according to CNBC’s report on Fidelity data.

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